Before you use any of the spreadsheets offered here, just look at me. Do I look like I know anything about actuarial sciences, mathematical modeling, or anything for that matter?

So with that in mind: 

Please note that all spreadsheets are offered as guides and should not be used as sole determinants for very important decisions regarding your retirement or investments

Spreadsheets to help:

 The OTP Retirement Calculator This one is a little different from the ubiquitous "Retirement Calendar" found on every Tom, Dick and Harry financial site. This one works backwards and asks the basic question "How much do you want to leave your heirs?

Track your investment income flow; (UPDATED FOR 2012 VERSION)

Portfolio Future Value Predictor (UPDATED FOR 2012 VERSION )

Performance Assessment (UPDATED FOR 2012 NOW)

To save any of these files to your computer:

1. Right mouse click on the link

2. Choose | Save Target As....

3. Designate Directory or Folder to where you want to store your file

All of the available spreadsheets have on-screen instruction boxes that can be deleted, as needed.

Note: If prompted, please enable "MACROS" in order to have complete functionality of spreadsheets